Selling securities by year end? Avoid the wash sale rule

Have you cashed in some investment gains in 2019? You may be looking for unrealized losses in your portfolio so you can sell those investments to offset your gains before year end. This can reduce your tax liability. But don’t run afoul of this rule.

How to research a business customer’s creditworthiness

Business customers may appreciate your allowing them to buy on credit. But you won’t appreciate being left holding the bag if they can’t keep up with their payments. Here are a few ways to manage the risk.